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THE REALITY

£13.9

Million

Paid out by insurers daily
in protection policies in 2018.

98

Percent

Of term policies that
paid out in 2017.

£5.4

Billion

Paid out in protection
policies in 2018.

1

Million

Workers a year unable to work
due to sickness or injury.

  Why choose us?

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TAILORED

Expert advice

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CHEAPEST

Quotes available to us

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PROTECTED

Straight away

Not only do we tailor make your policy from scratch, but we help you save TIME & MONEY by helping you put your policies in trust that ensures that any pay-out is declared free from inheritance tax.

Please note that trusts are not regulated by the financial conduct authority.

How it works

It as easy as 1, 2, 3.

Fill out a quick form on our website
Have a quick chat with one of our Financial Conduct Authority approved advisors
Sit back and relax knowing you and your loved ones are now protected

FAQ’s

How much does it cost?

Our advice to you is fee free – you will never be charged a fee
The price of your protection policy depends on your circumstances; however, they could start from as little as £3 pound a week.

Why do I need to speak to someone? Can’t it be done online?

When it comes to personal protection there is normally a lot at stake. That’s why we like to make sure we have recorded phone calls to ensure we are maintaining the highest standard of regulation and ensure that we can verify the client and have a record of their needs should there be any dispute.

Why do you need to know if I smoke?

Unfortunately smoking contributes to a higher risk of death, and insurers need to know this when assessing your policy. It is important to always tell the truth and not doing so could lead to your claim being invalid and not paying out.

What is the exact aim of life insurance?

To provide your family with a financial safety net to cover for your loss or to provide you with financial support in times you will need it most.

Why do you specialise?

We make sure that we reach out to those who would benefit from the products we offer, the most. That is why we have an expert dedicated team that specialises in each sector so that we can find the right policy for them.

If it is free how do you make money?

We get paid a commission by the provider for each policy that we help set up. There are no other hidden costs and we will never charge a fee for any advice that we give.

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